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You have finally found your dream home in Amsterdam or the Zaan region. You now wish to buy that home as quickly as possible. Buying a home is not something people do every day and there are various aspects you have to take good heed of before making a purchase. A real estate agent will be able to tell you what is going to happen and what you need to watch out for to prevent any surprises. Below are 8 tips to be mindful of when you buy your dream home.
1. Take a good look at your dream home
It is not always easy to view a home multiple times. Fortunately, it may sometimes be possible to take another look at your future home online through 360 degree photos.
Tip: Are you going to view a home? If so, we advise you to always ask someone with a critical eye to accompany you. This could be a friend, a family member or your real estate agent.
2. Does the home in question meet your requirements?
It is important to check whether the home you are interested in really meets your requirements. Not just for now, but also for the future. It is also a good idea to check whether the environment meets your requirements and matches your lifestyle. Does the neighbourhood primary school have a place for your children?
3. Carry out a technical inspection
It is advisable to have the home you are thinking of buying technically inspected. Although this costs time and money it is essential that you are aware of the actual condition of your dream home before buying it. This does not apply for a new build residence.
4. Negotiating skills
Your real estate agent will be skilled and experienced in negotiating. A good negotiator can quickly save you thousands of euros when you buy. Make sure you are assisted by a real estate agent during the negotiating process.
5. Take your time
Don’t let yourself be pressurised into buying a home by statements like “I’ll have other viewers tomorrow”. When buying a home there will be a lot to consider and it is important that you have enough space to come to the right decision. Buying a new home is a long-term decision.
6. Talk to a mortgage advisor in good time
One of the most frequently occurring pitfalls is that buyers start talking to a mortgage advisor too late.
"A real estate agent will give you peace of mind and security"
7. Check the legalities
Why is the seller selling? Ask the right questions, and take a critical approach. The seller is obliged to notify you of all the information you require. You may, for instance, be buying a home which is part of an inheritance, following a divorce or there may be a conflict for which legal proceedings are still ongoing. Ask about any technical defects which are invisible to you but which the seller knows about. It is a good idea to know what is going on around the sale of the home to avoid being faced with unpleasant surprises.
8. Resolutory conditions
Resolutory conditions will allow you to change your mind about a purchase in case of unexpected situations. It is advisable, for instance, to include a financing arrangement clause in your purchase contract in case you fail to obtain a mortgage.
There are many things you need to take into account when buying a home. Calling in a real estate agent who will offer you assistance and be ready to help will provide you with peace of mind and security.
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